Il mutuo per l'acquisto della casa è il finanziamento più grande che un cliente privato possa ricevere da una banca. Ciò è ovviamente dovuto all'elevato valore di un immobile. L' incendio oppure lo scoppio causato da fughe di gas sono eventi che may affect this value. Such events are rare but possible and for this reason must always be taken into account.
insurance in case of fire or explosion is a form of protection that banks often require to those who open a mortgage. The basic formula usually required for the payment of a premium small that it is around 60 or € 80 per month. Other terms such as the loss or damage to nearby houses furniture may increase the premium but they are optional clauses.
As for the apartments in condominiums Monthly bills are almost never considered sufficient by the banks. In the event that the policy condominium is accompanied by a bond in its favor because the situation is different in this case the bank has the necessary protection. But this is rare because it's difficult to accept a clause other blocks of this type. And 'necessary in those cases to conclude a parallel bill specifically "dedicated" to the mortgage. This is a win-win for only the insurance company but through it you can get a loan application to exist positive.
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