Policy TCM is an abbreviation for life Temporary Life Insurance Death Case and is a pure risk policy that provides a capital following the death of the insured whether they are legitimate heirs to the heirs or appointed directly by the insured himself. The heirs may also be designated outside the family of the insured.
This type of policy is also widespread because such protection is often required by banks with the opening of a mortgage. Even when the banks did not specifically ask it would be better to open a bill of this kind for the payment of the monthly mortgage not going to fall on the family of the insured in the event of death.
The life insurance policy can be
annual TCM
years
The policy has many years of course the advantage of being able to block the insurance premium for the duration of the contract. Typically, the contract has a maximum duration of thirty years.
TCM insurance policies can be requested at any age but are much cheaper if required at a young age. TCM life insurance may be deducted for tax and this is obviously an advantage on the economic situation of the insurer.
It 'important to remember that TCM is not dental insurance plans to release final performance for which the premiums paid when contracts are acquired dalla compagnia se l'assicurato รจ ancora in vita.
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